An intelligent agent that watches your accounts, tracks your spending, and keeps everything sharp — so you don’t have to.
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No spam, ever. Unsubscribe anytime.
Always watching
Monitors every account around the clock. Flags the unusual. Surfaces what matters before you think to look.
Spend intelligence
Automatic categorisation, trend analysis, and plain-English summaries of where your money actually goes.
Secure by design
Read-only access. Bank-grade encryption. No stored credentials. Your data never leaves your control.
Terms & Conditions
Last updated — April 2026
1. Acceptance of Terms
By accessing or using Bankbot (“the Service”), you agree to be bound by these Terms and Conditions. If you do not agree, do not use the Service.
2. Description of Service
Bankbot is an AI-powered banking agent that provides automated financial monitoring, transaction categorisation, and spending insights. The Service is provided on an “as is” and “as available” basis.
3. Eligibility
You must be at least 18 years old and a resident of a jurisdiction where the Service is available. By using Bankbot, you represent that you meet these requirements.
4. Account & Security
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorised use.
5. Waitlist
Joining the waitlist does not guarantee access to the Service. Waitlist position does not confer any rights or priority. We may invite users at our sole discretion.
6. Financial Disclaimer
Bankbot does not provide financial advice. All insights, summaries, and categorisations are for informational purposes only. You should consult a qualified financial adviser before making financial decisions.
7. Limitation of Liability
To the maximum extent permitted by law, Bankbot and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including but not limited to loss of data, profits, or financial losses.
8. Modifications
We reserve the right to modify these Terms at any time. Continued use of the Service constitutes acceptance of the revised Terms. Material changes will be communicated via email or through the Service.
9. Termination
We may suspend or terminate your access at any time, with or without cause. Upon termination, your right to use the Service ceases immediately.
10. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Account information: name, email address, and authentication credentials when you create an account or join the waitlist.
Financial data: transaction data, account balances, and related metadata accessed via read-only connections to your banking providers.
Usage data: interactions with the Service, device information, IP address, and browser type.
2. How We Use Your Information
Provide, maintain, and improve the Service.
Generate personalised financial insights and summaries.
Communicate with you about the Service, including waitlist updates.
Ensure security and detect fraudulent activity.
3. Data Storage & Security
Your data is encrypted in transit and at rest using industry-standard protocols. We use read-only access to your bank accounts and never store your banking credentials.
4. Data Sharing
We do not sell your personal data. We may share information with:
Service providers that help us operate the Service, bound by confidentiality agreements.
Legal requirements when required by law, regulation, or legal process.
Banking providers to facilitate read-only account connections via secure open banking APIs.
5. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal data, object to processing, request data portability, and withdraw consent at any time.
We use essential cookies to operate the Service and optional analytics cookies to understand usage patterns. You can control preferences through your browser settings.
7. Data Retention
We retain your data for as long as your account is active or as needed to provide the Service. Waitlist emails are retained until you unsubscribe or the waitlist closes.
8. Children’s Privacy
The Service is not intended for individuals under 18. We do not knowingly collect data from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Material changes will be communicated via email or through the Service.
